The cardholder gets access to the full card number, expiration date and CVV2/CVC2. With this card data, your customer can make purchases at any e-commerce merchant that accepts Visa/Mastercard payment methods.

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Key benefits of enabling this service:

  • Your customer can make online purchases immediately after onboarding, without a physical card.
  • Safe and convenient way for your customers to access payment data when needed. No need to write sensitive details on a post-it note, for instance, since the information is always available on the go.
  • Easy and fast implementation to your systems with a well-designed API.
  • Security and PCI compliance: Designed to avoid exposure of sensitive, PCI-categorised data to the web/app back-end. The functionality is developed, assessed, and certified for PCI DSS.

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Retrieval of card data process

  1. Your customer initiates the request to get card data from a web or mobile application​ after completing SCA.
  2. The web/app back-end requests a token and a URL-delivered unique cardId from Enfuce which it returns to the web/app.
  3. With the token and URL, the web/app requests the card data.
  4. The card data is returned with an HTML snapshot that contains the full card number, expiration date and CVV2/CVC2. You can design the app to display the information in accordance with your own web/app design.
Have a look at the initial card data retrieval API documentation for more technical details.