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Disposable cards are issued either for single use or for a specific validity period. Cardholders can access them through the issuer’s digital platforms (web, browser, or mobile applications) and can also add them to their digital wallets (Apple Pay/Google Pay).
  • If you want to provide disposable cards to your customers, reach out to our customer support team.
  • Disposable cards are usually virtual, making it easier to issue new cards within a shorter span and it is also a cost-saving approach. Although, you can also provide physical cards that are valid for a specific period.
  • As an issuer, you can define the time until when you want the card to be valid.

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Benefits

  • Security: These cards are valid for a limited time period only; hence, they reduce the risk of fraud. Even if the card details are compromised, the potential loss is limited as disposable cards usually hold less balance than prepaid or credit cards. The cardholders do not need to close the cards as they become automatically invalid after the specified time.
  • Flexibility: Disposable cards offer flexibility for short-term transactions, such as ecommerce purchases or for travelling.

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Use Cases

Expense management

Corporate organisations can provide disposable cards to their employees. They can only be used for specific purchases/travel for a specific period; this ensures provision of company provided fund for work related requirements. Thus, assessing the amount spent and limiting the risk of fraud.

Gift Cards

Disposable card type is a perfect fit for gift cards – valid for a specific period and no risk of unauthorised transactions.

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Disposable Card Lifecycle Management

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New Cards | Creating Disposable Cards

When you are creating a card, you can specify whether you want it to be disposable. If you want a disposable card, specify the following parameters:
  • scheduledClosingType: Specify TIMEBASED if you want a disposable card.
  • scheduledClosingTime: If scheduledClosingType is set to TIMEBASED, then specify the date and time in YYYY-MM-DDTHH:mm:ssZ format (UTC time zone). Example: 2099-12-31T03:00:00.000Z.
  • To create a disposable card, you have two options — either specify the parameters while creating a new card or specify the values later while updating the card details. For more information, see scheduledClosing in Update Card Endpoints.
  • After the validity ends, the card status changes to card closed.
  • Before the validity ends, you can send a request to the Update Card Endpoint endpoint and modify the scheduledClosingTime.

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Existing Cards | Updating Card Validity

  • While creating a card, if you have specified values for the scheduledClosing object — you can modify the validity time before the card expires (scheduledClosingTime). Send a request to any Update Card endpoint > specify the updated time in the scheduledClosingTime parameter.
  • While creating a card, if you did not specify any value for scheduledClosing object, you can modify the values for the scheduledClosing object:
    • For scheduledClosingType, specify TIMEBASED.
    • For scheduledClosingTime, specify the date and time in YYYY-MM-DDTHH:mm:ssZ format (UTC time zone), until when you want the card to be valid.

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View Card Validity via Get Card Endpoint

Endpoint: Get Card If the scheduled closing time is set via API, it can be viewed via Get Card API. 
“scheduledClosing”: {
  “time”: “2030-06-01T03:00:00.000Z”,
  “type”: “TIMEBASED”
},