Disposable cards are issued either for single use or for a specific validity period. Cardholders can access them through the issuer’s digital platforms (web, browser, or mobile applications) and can also add them to their digital wallets (Apple Pay/Google Pay).
  • If you want to provide disposable cards to your customers, reach out to our customer support team.
  • Disposable cards are usually virtual, making it easier to issue new cards within a shorter span and it is also a cost-saving approach. Although, you can also provide physical cards that are valid for a specific period.
  • As an issuer, you can define the time until when you want the card to be valid.

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Benefits

  • Security: These cards are valid for a limited time period only; hence, they reduce the risk of fraud. Even if the card details are compromised, the potential loss is limited as disposable cards usually hold less balance than prepaid or credit cards. The cardholders do not need to close the cards as they become automatically invalid after the specified time.
  • Flexibility: Disposable cards offer flexibility for short-term transactions, such as ecommerce purchases or for travelling.

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Use Cases

Expense management

Corporate organisations can provide disposable cards to their employees. They can only be used for specific purchases/travel for a specific period; this ensures provision of company provided fund for work related requirements. Thus, assessing the amount spent and limiting the risk of fraud.

Gift Cards

Disposable card type is a perfect fit for gift cards – valid for a specific period and no risk of unauthorised transactions.

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Disposable Card Lifecycle Management

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New Cards | Creating Disposable Cards

When you are creating a card, you must specify whether you want it to be disposable:
  • scheduledClosingType: Specify TIMEBASED if you want a disposable card.
  • scheduledClosingTime: If scheduledClosingType is set to TIMEBASED, then specify the date and time in YYYY-MM-DDTHH:mm:ssZ format (UTC time zone). Example: 2099-12-31T03:00:00.000Z.
The card status is automatically deactivated after the validity ends. For more information on card status, see Card Status.

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Existing Cards | Updating Validity Time

While creating a card, if you have specified scheduledClosing — you can modfy the validity time before the card expires.
To modify the closing time, send a request to any Update Card endpoint > specify the updated time in the scheduledClosingTime parameter.

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View Card Validity via Get Card Endpoint

Endpoint: Get Card If the scheduled closing time is set via API, it can be viewed via Get Card API. 
“scheduledClosing”: {
  “time”: “2030-06-01T03:00:00.000Z”,
  “type”: “TIMEBASED”
},

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View Card Validity via Enfuce Data Export Files

The Enfuce Data Export File contains a property SCH_CLOSING — this specifies the scheduled closing time of the card.